Start fresh with stress free debt consolidation

Your Journey to Financial Serenity Begins Now…

Discover How Debt Consolidation Can:

  • Relax Your Mind
  • Revive Your Finances
  • Reclaim Your Financial Freedom

Life gets busy, and credit card debt has a way of sneaking up on you. High interest rates can ultimately weigh you down and slow your financial growth. Let us help you simplify and save through debt consolidation.

Together, we’ll create a plan that works for you – so you can focus on what matters most.

 

How Debt Consolidation Works

Imagine you have 3 credit cards with different balances and rates:

CREDIT CARD

CURRENT BALANCE

INTEREST RATE

CARD #1

$1,000

21% APR

CARD #2

$3,500

24.5% APR

CARD #3

$2,500

18% APR

Your total outstanding balance is $7,000. With debt consolidation, these high-interest balances will be moved to a lower-rate credit card or loan – instantly saving you money.

 

Benefits of Debt Consolidation

  • Immediately Save Money
  • Easier to Manage Only One Payment
  • Eliminate Debt Faster

 

3 Ways to Bring Financial Peace

 

#1 – Balance Transfer

Move high-interest credit card balances to TPCU’s Low-Rate Platinum Mastercard.

Ideal for: Minimal-Moderate Credit Card Debt

BENEFITS:

  • Instantly Save Money
  • Easier Debt Management
  • Repay Debt at Your Pace

SPECIAL OFFER:

  • Low Rates: As low as 8.99% APR*
  • Inflation-Proof: FIXED Rates Protect You from Surprise Rate Hikes

APPLY NOW

 

#2 – Personal Loan

Consolidating debt with a Personal Loan provides additional savings & a quicker repayment plan.

Ideal for: Moderate-High Credit Card Debt

BENEFITS:

  • Save Substantially on Interest Costs
  • Focused Debt-Repayment Plan
  • Become Debt-Free Faster

SPECIAL OFFER:

  • Get up to 1% APR OFF Your Approved Rate!^

APPLY NOW

 

#3 – Home Equity Line of Credit (HELOC)

Use the equity in your home to secure low, long-term rates that provide an affordable means to pay off costly credit card balances. 

Ideal for: High Credit Card Debt

 

BENEFITS:

  • Lowest Interest Rates
  • Longer Terms up to 10 Years
  • Affordable Plans for Any Budget

SPECIAL OFFER:

  • Pay No Closing Costs!+

APPLY NOW

 

Breathe Easier with Help from Tampa Postal!

If you have questions about how Debt Consolidation works or which option will work best for you, we’re prepared to help! Give us a call 800.782.4899 or stop by any branch location.

 

*APR-Annual Percentage Rate. Rate received based upon individual’s creditworthiness. Rates subject to changes without notice. Contact credit union for details.

^APR-Annual Percentage Rate. Receive up to 1% APR off your approved Personal Loan rate when you borrow $3,500 or more to consolidate debt. Offer valid January 1 – March 31, 2026. Restrictions apply. Contact credit union for details.

+Credit union will pay up to $800 in closing costs (appraisal cost, recording fees, doc stamps, and title search) when you borrow $10,000 or more with a HELOC between January 1, 2026, and March 31, 2026. Restrictions apply. Contact Credit Union for details. NMLS 411052.